Term life insurance is something that anyone who has a spouse or dependents should do some serious research on. If something happens to you that forces you to pass on, you definitely want the people that you care about most to be protected. There is even more so true if you're the main provider for the household income.
If you end up having large medical bills, term life insurance can help you pay them. If you pass away, this type of life insurance can also give your family enough family to carry on and make the grieving process not so hard on them. Think of term life insurance as a valuable lifeline for your family if something happens and you're suddenly struck by lightning.
Term life insurance is relatively inexpensive for what you can end up earning, not to mention the peace of mind and hardship it saves both you and your family provided something happens. One thing needs to be set straight about it before you consider buying into it though, it's not an investment. The value of your coverage does not appreciate as you pay into it. It's more of a true insurance policy that only ever springs into action if the conditions are met that someone needs it.
People between the ages of 18 to 40 or so have the most moderate amount of payments possible with this type of life insurance. For the peace of mind you can receive, paying for a policy that can start at £6 a month is worth it.